

Mortgage Services
Funding Your Vision, Fueling Your Growth.

Strategic Lending Built for
Bold Moves
Scale your business, fund a new development, or secure capital for your next investment. Our team of financing experts is here to provide tailored strategies that empower you to not just survive but thrive in an ever-evolving real estate market.
Our Financing & Mortgage Services
DSCR Loans (Debt Service Coverage Ratio)
Unlock the potential of your residential investment properties with flexible financing solutions. Cash out equity for remodeling, finance your next investment property, or refinance for better terms and lower interest rates.
Multifamily Loans
We finance properties regardless of their condition or vacancy rate, focusing instead on the equity in the property and your project plan; whether you’re renovating, stabilizing occupancy, or planning a value-add strategy.
Fix & Flip Financing
Our fix and flip loans provide the funding you need to make your project a success. We prioritize profit margins, efficiency, and speed to ensure your investment stays on track.
Commercial Real Estate Loans
We design our commercial real estate loans with flexibility and adaptability in mind. There are no rigid restrictions on property type, loan amounts, square footage, or vacancy rates.
Construction Financing
Take your construction project from blueprint to reality with our construction financing solutions. Whether you’re breaking ground or need funding to complete an ongoing project, our financing can cover every phase.
Development Financing
We support projects across diverse property types with development financing for real estate investment projects. We focus on your vision, strategy, and the long-term value your project brings to the market.
Business Funding
Get fast funding in just 5 days for product-based businesses or restaurants. We offer working capital, equipment loans, and more—no collateral, just a soft credit check and minimal documentation.
Guides & Checklists
Helpful resources to simplify your lending process. Download expert guides, application checklists, and investment planning tools designed to keep you prepared.
Your Growth. Our Expertise.
One Powerful Partnership.
See how Barrett Funding helps investors close quickly and confidently. From rentals to rehabs, here’s a look at some of our recently funded deals.



A Track Record of Results
25 +
Years of industry experience
28
Days Average Closing
200 +
DSCR Loans closed
250 mm
total amount of loans funded
Find the Loan That Fits Your Strategy
Answer a few quick questions and get matched with loan options tailored to your property and investment goals.
Your Success Is Our Priority
At Barrett Funding, we recognize that navigating change in today’s financial landscape isn’t always straightforward—especially for growing businesses and real estate investors facing evolving market conditions, rising costs, and shifting regulations.

We can help you scale your business operations, act quickly on a new investment opportunity, or simply find more flexibility in your capital structure. We offer tailored mortgage services designed to keep you competitive, resilient, and profitable through every market cycle.
Let Our Experience Be Your Advantage
When you partner with a team that’s seen every type of market cycle, navigated complex deals, and supported countless real estate businesses through growth and change, you gain more than just funding. You gain a trusted advisor who understands your challenges, anticipates obstacles, and delivers mortgage services and solutions built for long-term success. With Barrett Funding, you’re not just getting capital—you’re getting a strategic partner committed to helping you thrive.
Decades of Industry Expertise
With over 25 years in commercial lending and real estate finance, we understand the complexities of the market and provide solutions rooted in experience.
Tailored Financing Solutions
No two commercial real estate deals are the same, and we treat them accordingly. Whether you’re acquiring a new asset, refinancing an existing one, or repositioning a property for greater returns, our team crafts personalized funding strategies built around your goals, risk tolerance, and timeline.
We also specialize in DSCR loans, a unique product that works for investors at all stages of their careers. DSCR loans allow you to qualify based on a property’s income, not personal tax returns or employment history. This flexible, investor-friendly product is ideal for those who want to grow strategically, minimize paperwork, and move quickly in today’s competitive market.
Fast, Streamlined Process
In commercial real estate, timing can make or break a deal. That’s why we’ve streamlined our approval and funding processes to move quickly—often closing within weeks, not months. With responsive communication and efficient underwriting, we help you stay competitive and capitalize on time-sensitive opportunities.
Flexible Loan Structures
We offer a wide range of funding options—from bridge loans and working capital to long-term, stabilized property financing. Our flexibility means you can access the right type of capital for your project, with terms that make sense for your strategy and cash flow.
Access to a Broad Lender Network
Barrett Funding maintains strong relationships with a diverse group of private lenders, institutional investors, and capital partners. That means more options, better terms, and a higher likelihood of approval—especially for deals that may fall outside traditional bank criteria.
Transparent, Trusted Partnership
Our clients choose us for our expertise—and stay with us for our integrity. We believe in open communication, clear expectations, and honest guidance throughout every stage of the funding process. You’ll never be left guessing, and we’ll always advocate for your best interest.
Nationwide Reach, Local Insight
From bustling metro centers to high-growth secondary markets, we work across the U.S. with a keen understanding of regional trends and opportunities. Wherever your investment takes you, we provide insight-backed support to help you make smart, strategic decisions.
You’re Closer to Capital
Than You Think
Apply now, and let our experienced team match you with a loan tailored to your investment goals.
