We provide financing for a broad range of commercial real estate asset classes. Whether you’re purchasing a retail strip center, an office building, a mixed-use development, industrial facility, warehouse, or even specialty-use space, Barrett Funding can help. We also work with properties in various stages: acquisition, refinance, construction, or value-add; so you can match your loan to your investment strategy.
Commercial Real Estate Loans
Commercial Property Financing Made Easy
Flexible Financing for Your Next Commercial Property
Looking for financing to grow your real estate portfolio? Our commercial real estate loans are designed for investors, developers, and business owners seeking flexible, tailored solutions to fund acquisitions, renovations, or refinances across a wide range of property types.
Your Options for Commercial Real Estate Loans
When you’re investing in commercial real estate, the right financing can make all the difference. At Barrett Funding, we specialize in commercial real estate loans designed to support a wide range of property types, project scopes, and investor profiles.
What Are Commercial Real Estate Loans?
Commercial real estate loans are used to purchase, refinance, or renovate income-producing properties. These loans differ from residential mortgages in that they are primarily based on the property’s potential to generate revenue rather than the borrower’s personal income. Loan terms, structures, and underwriting requirements vary depending on the asset type, borrower experience, market conditions, and property cash flow.
At Barrett Funding, we offer both traditional and creative lending options for stabilized properties, transitional assets, and value-add opportunities.
Properties We Finance
Our commercial real estate financing covers a broad spectrum of property types, including:
- Retail strip centers and storefronts
- Office buildings (single or multi-tenant)
- Mixed-use developments
- Industrial and warehouse spaces
- Multifamily (5+ units) and apartment complexes
- Hotels and hospitality assets
Whether you’re purchasing a single asset or refinancing a portfolio, we can structure loan terms that align with your investment timeline and cash flow needs.
Loan Types & Terms
We offer a variety of commercial loan types, including:
- Permanent Loans: Long-term financing for stabilized, income-producing assets.
- Bridge Loans: Short-term funding to acquire or reposition properties before refinancing.
- Construction Loans: For ground-up development or major renovations.
- Portfolio Loans: Consolidate multiple properties under one loan structure.
- Cash-Out Refinances: Tap into equity to fund new opportunities or improve liquidity.
Loan amounts typically start at $250,000, with flexible maximums available for larger projects. Interest-only and non-recourse options are also available for qualifying borrowers and properties.
Why Choose Barrett Funding?
More than just a lender, we’re your partner in commercial real estate loans and investing.
At Barrett Funding, we understand that every real estate deal is different, and so is every investor. That’s why we go beyond transactional lending to provide personalized support, flexible options, and expert insight designed to help you grow and succeed at every stage of your investment journey. Whether you’re flipping your first property or scaling a portfolio of rental units, we’re here to move at your pace, with your goals in mind.
Here’s what sets us apart:
Fast Pre-Approvals With No Surprises
We offer soft credit pulls and quick turnarounds so you can get pre-approved without impacting your score or wasting time.
Transparent Loan Scenarios Within 24 to 48 Hours
No guesswork. We’ll send you detailed loan terms based on your property type, timeline, and project scope, usually within 2 business days.
Dedicated Support From Underwriting Through Closing
Our experienced team walks with you through every phase of the process. Expect clear communication, proactive problem-solving, and consistent updates.
Creative Structuring for Complex or Unconventional Deals
Got a unique property, tight timeline, or layered funding need? We thrive on creative deal-making and finding solutions where others can’t.
Investor-Centered Guidance, Every Step of the Way
Whether you’re just getting started or managing a growing portfolio, we tailor our recommendations to match your experience level, strategy, and long-term goals.
At Barrett Funding, it’s not just about closing a loan, it’s about building long-term success together. Let’s fund your vision and make your next deal your best one yet.
Our Approach to Commercial Real Estate Loans
Straightforward lending. Strategic results.
Relationship-Focused
We build strong partnerships with our clients and understand your long-term goals, not just the current deal. Consider us a partner in your process.
Transparent Terms
From the initial quote to final documents, we keep you informed with clear communication, timely updates, and full transparency on fees and timelines.
Tailored Solutions
No two deals are the same. We structure each loan around your unique needs, whether you're buying your first property or expanding your portfolio.
Getting Started With Commercial Financing
We’ll move your deal forward efficiently and effectively.
Your Questions Answered
Not necessarily. While having commercial real estate experience can improve your financing terms, it’s not a requirement. We regularly work with first-time real estate investors and developers, as well as experienced investors growing their portfolios. Our team takes the time to understand your goals and will walk you through the lending process step by step.
Some of our commercial loan programs start at $250,000. However, loan amounts are tailored based on the type of property, market location, and overall loan-to-value (LTV) ratio. For large-scale projects or portfolios, we offer flexible high-limit solutions that can scale with your investment needs.
Absolutely. Refinancing is a common strategy to reduce interest rates, pull out equity, or move from a bridge loan to permanent financing. We offer a variety of commercial refinance options—including cash-out refinances, rate-and-term refinances, and debt consolidation—so you can optimize your property’s performance and your cash flow.
Typical closing times range from 30 to 45 days, depending on the complexity of the transaction and documentation needed. Bridge loans or less complex deals can often close faster, sometimes in as little as 10 to 21 days. We work efficiently and keep communication clear throughout the process so you’re never left guessing. Multifamily loans may take 3 to 4 months.
In many cases, yes. If you’re an investor with several commercial properties, we can often structure a portfolio loan that consolidates multiple assets into one financing package. This can help streamline your payments, reduce administrative burden, and potentially unlock better rates or terms based on combined equity and income.
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